Your debit card can be used anywhere Visa is accepted. There’s no credit check to open an account and receive a Chime debit card. Chime can increase your SpotMe allowance to up to $200 or more at its discretion based on your account history, direct deposit amounts and frequency, spending activity and other factors. A single deposit of $200 or more in qualifying direct deposits is required each month to be eligible for this feature. For example, when you enroll in Chime’s SpotMe service, you can overdraw your account by up to $20 on debit card purchases without a fee. The Chime® Checking Account is fee-friendly.
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